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Better Business Banking with 1NB

For over 130 years, 1NB has been dedicated to bolstering the businesses of Ardmore, Oklahoma and surrounding communities through dynamic commercial banking services. From efficient checking accounts to flexible lending options, 1NB is here to help you take care of your business.

Commercial Checking Account

Manage your company’s money with our Commercial Checking account tailored to the needs of medium-to-large businesses.

  • FREE e-statement
  • FREE debit card
  • $100 minimum to open
  • $8 monthly maintenance fee
  • $4 paper statement fee
  • $5 phone transfers
  • $15 domestic wires

Power Plus Checking Account

Take charge of your business’s finances and enjoy secure premium banking features with the flexible Power Plus Checking account.

  • FREE domestic wires (up to 10)
  • FREE Debit Card
  • FREE money orders/cashier’s checks
  • $50 credit toward first check order
  • $100 minimum to open
  • $50,000 minimum balance requirement

Small Business Checking Account

We care about our community’s small business owners. Easily manage your company’s finances when you open a Small Business Checking account with 1NB and take advantage of convenient features and low fees.

  • FREE e-statement
  • FREE debit card
  • No charge for first 50 checks or withdrawals
  • $100 Minimum to open
  • $5 monthly maintenance fee
  • $2 paper statement fee
  • No charge for first deposit
  • After 50 deposits, a 25 cent charge will be added per deposit
  • After 150 deposits, a 25 cent charge will be added per deposit plus 25 cents per local item
  • $5 phone transfers
  • $15 domestic wires

1NB in Your Wallet

Conveniently manage your company’s money with the 1NB Debit & ATM card. Complete transactions with funds straight from your 1NB account and get alerts to keep your spending secure.

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1NB Wherever You Go

Access 1NB’s business banking features from anywhere with our mobile app. With over 500 five-star reviews on the App Store, you can quickly and securely take care of all your commercial needs from your mobile device.
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Business Loans

1NB is proud of the work we do for the businesses of our community. Our dedicated financial team will help you achieve your commercial goals through personalized lending options tailored to your company’s needs and budget.

Lines of Credit

Establish a line of credit with 1NB for flexible financial control to take care of your company’s needs.

Commercial Real Estate

Secure a new home for your growing business with a reliable commercial real estate loan from 1NB.

Cattle and Agriculture Loans

Agriculture is an essential element of Oklahoma’s economy. We’re here to help sustain the success of our local ranchers and farmers with practical cattle and agriculture loans.

Commercial Construction

Whether you’re breaking ground on your first brick-and-mortar location or expanding your organization’s physical presence, 1NB is here to help build businesses in our community.

Inventory Loans

Keep your business fully stocked with accessible inventory loans.

Cash Reserve Accounts

A successful business is always ready for anything. Stay prepared for the unexpected with secure cash reserve accounts.

Do Business with 1NB

Take care of your company’s financial needs with a bank that has your back.

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First National Bank and Trust Company of Ardmore Inc

Main Branch

405 West Main Street
Ardmore, OK 73401

Helpful Support Numbers

Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273